Agent Blogs


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Buying vs Renting

Oct 19, 2010

Blog posted by Cory Kline, AMP Views (4278)

At some point in their lives, most Canadians have probably asked themselves whether it is better to buy or rent a home. And purchasing a home is one of the biggest decisions most people ever make. Ultimately, the decision is a personal choice, but it helps to look... [ read more ]

Bank of Canada Announcement

Oct 19, 2010

Blog posted by Cory Kline, AMP Views (12133)

The Bank of Canada did not change their rates this morning, as expected. The Bank's announcement speaks to the changes in their position on Canada's growth and that... [ read more ]

Using Home Equity to Your Advantage

Oct 4, 2010

Blog posted by Cory Kline, AMP Views (10203)

Using Home Equity to Your Advantage Canadians purchase homes for a variety of reasons. Some want the stability of owning their own home, while others also look at home ownership as an investment vehicle. No matter what the reason, the truth is that home ownership... [ read more ]

Tips for Paying off Your Mortgage Faster

Oct 4, 2010

Blog posted by Cory Kline, AMP Views (4120)

Tips for Paying Off Your Mortgage Faster   Mortgages in Canada are generally amortized between 25 and 35 year terms. While this seems a long time, it does not have to take anyone that long to pay off their mortgage if they choose to do so in a shorter period... [ read more ]

Can I really buy a home with $0 down?

Sep 17, 2010

Expert Question posted by Cory Kline, AMP Views (3533)

Hi Nicola, I have a few lenders that are willing to provide the down payment for home buyers OAC, provided you are willing to commit to keeping the mortgage with them for the first 5 years.  It's a great option compared to renting until you can save your... [ read more ]

Bank of Canada Increases Prime 1/4%

Sep 8, 2010

Blog posted by Cory Kline, AMP Views (5179)

Bank of Canada has increased Prime 1/4%, making Prime rate 3.00%. It could have gone either way but it was felt Canada’s economy was strong enough to warrant another tightening. The Bank of Canada has therefore raised its overnight rate... [ read more ]

Bond Rate at Lowest Level in 2010

Aug 13, 2010

Blog posted by Cory Kline, AMP Views (7764)

The bond rate continued to drop the past week. It's now at the lowest level in 2010. Weak economic news from around the world has been the main driving force. If this continues to stay in these ranges, I expect the Bank of Canada may halt the projected increases in... [ read more ]

Bank of Canada Announcement

Jul 20, 2010

Blog posted by Cory Kline, AMP Views (5799)

As expected the Bank of Canada raised their rate by 1/4% this morning. Bank prime is now at 2.75%.   They comment that inflation is in line with their projections. Also, that overall economic growth is weaker than previously anticipated. Hopefully... [ read more ]

Can I ask a Realtor what the previous home sales were and the amounts they sold for, before I consider an offer?

Jul 1, 2010

Expert Question posted by Joanne McPhail Views (9984)

Hmmm...this is more of a question for a realtor than a lawyer I think...I am fairly sure they can access the last transaction so I believe they can tell you what the Vendors purchased the home for.  I am not sure if they can go back further than that.  If... [ read more ]

what would be the separate schools (both elementary level & high school) for this property on 49 Ridgeway Ave ? thanks

Jun 21, 2010

Expert Question posted by Joanne McPhail Views (9967)

Sorry, I do not know the answer to this, however, I believe the school boards have a web site which allows you to do a search by address, to determine what school area you are in.  Try googling the Simcoe County Catholic School Board to find the site! ... [ read more ]

Bank of Canada Announcement: Prime Rate Increased...

Jun 1, 2010

Blog posted by Cory Kline, AMP Views (4766)

Well it finally happened, the Bank of Canada raised it's rate by 1/4% this morning. This is the start of an upward trend with them. Their last paragraph in the announcement speaks as to the uncertainty in the markets. They are acknowledging that they will be... [ read more ]

Mortgage Rate Update...

May 18, 2010

Blog posted by Cory Kline, AMP Views (4787)

I just want to provide a head up for anyone who may be in the market for an upcoming mortgage and who may not be watching the Bank of Canada announcements or long term rate predictions. If you haven't been following them closely, they are still near the lowest in... [ read more ]

Why is HST added to a condo status certificate when the Act says that the fee includes all applicable taxes?

May 11, 2010

Expert Question posted by Joanne McPhail Views (9697)

Actually, you are correct, in that Ont. Reg 48/01 does stipulate in section 18(2) that a status certificate cost shall not exceed $100.00, inclusive of all applicable taxes.  However, in my experience, most condo corps have been charging $100 plus GST. ... [ read more ]


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